:root{--ink:#061426;--muted:#4d5e6e;--mint:#93f0bd;--blue:#0a67b7;--line:#d7e1df;--paper:#f5f7f4;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;font-synthesis:none}
*{box-sizing:border-box;letter-spacing:0}body{margin:0}html{scroll-behavior:smooth;scroll-padding-top:24px}img{display:block;max-width:100%}a{color:inherit}p{line-height:1.65}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.15;text-wrap:balance}h1{font-size:48px;max-width:990px;margin-bottom:24px}h1 span{display:block;color:var(--blue);font-weight:500;margin-top:8px}h2{font-size:32px;margin-bottom:16px}h3{font-size:20px}p:last-child{margin-bottom:0}.shell{max-width:1120px;width:calc(100% - 48px);margin-inline:auto}.skip{position:absolute;top:-100px;z-index:10;padding:16px;background:#fff}.skip:focus{top:0}.draft{text-align:center;font-size:12px;padding:8px 16px;background:#eaf5ee;color:#214b3a}.nav{background:var(--ink);color:#fff}.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:100px}.brand{flex-shrink:0}.brand img{object-fit:contain;width:118px;height:80px}.nav nav{display:flex;gap:28px;font-size:14px}.nav nav a{text-decoration:none}.button{display:inline-flex;align-items:center;justify-content:center;gap:20px;min-height:52px;padding:15px 22px;background:var(--mint);color:var(--ink);font-weight:700;border:0;border-radius:6px;text-decoration:none;font:inherit;font-weight:700;cursor:pointer;text-align:center;line-height:1.3}.button.small{font-size:14px;min-height:44px;padding:12px 16px}.button:hover{background:#7be2ab}.button:disabled{opacity:.65;cursor:wait}.button span,.text-link span{flex-shrink:0}.text-link{font-size:15px;font-weight:700;text-underline-offset:5px;line-height:1.5}.hero{padding:58px 0 44px;background:var(--paper)}.eyebrow{text-transform:uppercase;font-size:12px;font-weight:700;color:var(--blue);margin-bottom:16px}.intro{font-size:19px;max-width:760px;color:var(--muted);margin-bottom:28px}.hero-actions{display:flex;align-items:center;gap:28px;flex-wrap:wrap}.micro{font-size:12px;color:var(--muted);margin:19px 0 0}.adviser{border-bottom:1px solid var(--line);background:#fff}.adviser-inner{display:grid;grid-template-columns:190px 1fr;gap:40px;padding-block:30px;align-items:center}.portrait{width:190px;height:190px;object-fit:cover;object-position:center 25%;border-radius:6px}.adviser-text{max-width:730px}.adviser-text h2{font-size:24px;margin-bottom:10px}.adviser-text .eyebrow{margin-bottom:7px}.adviser-text p{margin-bottom:10px}.role{font-size:12px;color:var(--muted);line-height:1.6}.section{padding-block:64px}.section-heading{max-width:780px}.section-heading>p:last-child{color:var(--muted)}.checks{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px;margin-block:36px}.checks article{border-top:1px solid var(--line);padding-top:18px}.number{display:block;font-size:13px;font-weight:700;color:var(--blue);margin-bottom:16px}.checks p{font-size:15px;color:var(--muted)}.example{border-left:3px solid var(--blue);padding:3px 0 3px 20px;margin:28px 0}.example strong{font-size:15px}.example p{font-size:15px;max-width:840px;margin:8px 0}.example small{color:var(--muted);font-size:12px}.reviews-band{background:var(--paper);padding-block:42px}.review-heading{display:flex;align-items:center;justify-content:space-between;gap:20px}.review-heading h2{font-size:28px}.review-heading .eyebrow{margin-bottom:8px}.reviews{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:40px;margin-top:16px}.reviews figure{margin:0;display:grid;grid-template-rows:64px 1fr auto;gap:16px}.reviews img{width:150px;height:64px;object-fit:contain;object-position:left center}.reviews blockquote{margin:0;font-size:18px;line-height:1.6;max-width:490px}.reviews figcaption{font-size:12px;line-height:1.55;display:flex;flex-direction:column;color:var(--muted)}.reviews figcaption strong{font-size:14px;color:var(--ink)}.review-note{font-size:11px;color:var(--muted);margin-top:22px}.contact-layout{display:grid;grid-template-columns:1fr 1.25fr;gap:64px}.contact-copy>p{color:var(--muted)}.contact-copy ol{padding-left:22px;font-size:15px;line-height:2.4;margin:24px 0}.contact-copy{padding-top:12px}form{border:1px solid var(--line);border-radius:8px;padding:28px;background:#fff;min-width:0}.form-preview{font-size:12px;color:#214b3a;background:#eaf5ee;padding:12px;border-radius:4px}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 16px}label{font-size:13px;font-weight:600;line-height:1.5;display:block}input,select,textarea{font:inherit;font-size:16px;color:var(--ink);border:1px solid #89999f;border-radius:4px;background:#fff;min-height:44px;padding:10px;width:100%;margin-top:6px}textarea{resize:vertical}input[type=checkbox]{appearance:auto;width:18px;height:18px;min-height:18px;accent-color:var(--blue);padding:0;margin:2px 0 0;flex-shrink:0}.checkbox{display:flex;gap:10px;align-items:flex-start;font-weight:400;margin:20px 0;font-size:12px}.checkbox a{text-underline-offset:3px}.full{grid-column:1/-1}.optional,.field-help{color:var(--muted);font-weight:400}.field-help{font-size:12px;margin:-8px 0 0}.honeypot{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}form .button{width:100%;font-size:15px}#form-status{font-size:14px;margin:16px 0 0}#form-status:empty{display:none}#form-status[data-state=error]{color:#a32c28}#form-status[data-state=success]{color:#21523c}.other-topics{background:var(--paper);padding-block:24px}.other-topics details{max-width:850px}.other-topics summary{font-size:18px}.other-topics p{font-size:15px;color:var(--muted);margin:20px 0}.faq{max-width:850px}.faq h2{margin-bottom:30px}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;list-style:none;font-weight:600;position:relative;padding:20px 38px 20px 0;line-height:1.5}summary::-webkit-details-marker{display:none}summary::after{content:'+';position:absolute;right:6px;top:19px;font-weight:400;font-size:23px}details[open]>summary::after{content:'−'}.faq details p{color:var(--muted);font-size:15px;margin:0 28px 22px 0}.trade-nav{padding-bottom:54px}.trade-nav h2{font-size:22px}.trade-nav nav{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.trade-nav a{padding:14px 0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:8px;font-size:14px;text-decoration:none}.trade-nav a[aria-current]{font-weight:700;color:var(--blue)}footer{background:var(--ink);color:#fff;padding-block:36px;font-size:13px}footer p{max-width:800px;color:#c3ced6;font-size:12px;margin:16px 0}footer nav{display:flex;gap:24px;flex-wrap:wrap}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--blue);outline-offset:4px}
@media(max-width:760px){.shell{width:calc(100% - 32px)}.nav-inner{min-height:84px;gap:12px}.nav nav{display:none}.brand img{height:66px;width:98px}.nav .button{max-width:175px;font-size:12px}.hero{padding:34px 0}h1{font-size:32px;overflow-wrap:break-word}h2{font-size:27px}.intro{font-size:17px}.hero-actions{gap:20px}.hero-actions .button{width:100%;font-size:15px}.micro{line-height:1.7}.adviser-inner{grid-template-columns:105px 1fr;gap:20px;align-items:start;padding-block:24px}.portrait{width:105px;height:130px}.adviser-text h2{font-size:22px}.adviser-text p{font-size:14px}.adviser-text .role{font-size:11px}.adviser-text .eyebrow{font-size:10px}.section{padding-block:40px}.checks{grid-template-columns:1fr;gap:20px;margin-block:25px}.number{margin-bottom:9px}.checks h3{margin-bottom:10px}.review-heading{align-items:start;flex-direction:column;gap:0}.reviews{grid-template-columns:1fr;gap:28px;margin-top:28px}.reviews figure{grid-template-rows:54px auto auto;gap:12px}.reviews img{height:54px}.reviews blockquote{font-size:16px}.reviews figure+figure{padding-top:24px;border-top:1px solid var(--line)}.contact-layout{grid-template-columns:1fr;gap:24px}form{padding:20px}.form-grid{grid-template-columns:1fr}.trade-nav nav{grid-template-columns:repeat(2,minmax(0,1fr))}.contact-copy ol{margin-block:18px}.draft{font-size:10px}.other-topics summary{font-size:16px}.faq h2{font-size:27px}.trade-nav{padding-bottom:34px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
